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SR22s for owners
Owners of uninsured vehicles, which are being driven by another person at the time of the accident, have only their registration privileges withdrawn under the safety responsibility law. Not all vehicle owners have driver licenses. Some insurance companies are reluctant to file an all-inclusive SR22 in these situations because the SR22 certifies coverage for the person “operating all owned and non-owned vehicles.”
When filing an SR22 for an owner only, fill out the certificate as usual, except check only the "Owners Policy" box and write “All Owned Vehicles” in the vehicle information section. (example)
If you’re writing a policy like this for a business instead of an individual, you should not fill in the driver license number, date of birth and Social Security Number fields. (example)
The provisions for owner-only policies are included in s. 344.31 and 344.33(2) WI Stats.
Questions? Contact us: Wisconsin DMV email service
Last modified: August 31, 2011
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